Allstate Auto Insurance Review

Drivers who want comprehensive add-on options and prefer an agent-based experience with loyalty rewards.

Founded

1931

Headquarters

Northbrook, IL

Market Share

10.3%

Avg. Annual Premium

$2,100

Financial Strength

A.M. Best: A+

Customer Rating

3.9 / 5.0

Website

allstate.com

Coverage Options

Allstate offers the following auto insurance coverage types. Availability may vary by state.

Liability
Collision
Comprehensive
Uninsured motorist
Rental reimbursement
Roadside assistance
New car replacement
Sound system coverage
Ride for hire coverage

Available Discounts

Allstate offers 10 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.

Multi-policy bundleSafe driver (Drivewise)Good studentNew carAnti-theft deviceEarly signingResponsible payerFullPayPaperlessMulti-vehicle

Pros and Cons

Pros

  • Extensive agent network for in-person service
  • Drivewise telematics can reward safe driving habits
  • Wide range of unique add-on coverages
  • Accident forgiveness and safe driving bonus available

Cons

  • Generally more expensive than GEICO and Progressive
  • Discount requirements can be restrictive
  • Claims process can be slower than competitors

Who Is Allstate Best For?

Drivers who want comprehensive add-on options and prefer an agent-based experience with loyalty rewards.

Avg. $2,100/yearA.M. Best A+3.9/5 customer rating

Related Tools

Use these free calculators to estimate your auto insurance costs and compare coverage options.

Compare Auto Insurance Quotes

The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Allstate and see how it stacks up.

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