New York Income Tax Calculator 2026
Estimate your New York (NY) income tax for 2026. New York has a progressive state income tax. Enter your income below and click “Calculate Taxes” for an instant breakdown.
Tax Information
Enter your income to estimate your tax liability
New York Income Tax Overview
New York uses a progressive income tax system with multiple brackets. Higher portions of your income are taxed at higher rates.
The standard deduction in New York is $8,000 for single filers and $16,050 for married filing jointly.
Key Facts About New York Taxes
New York has 9 income tax brackets with a top rate of 10.9% on income over $25M. New York City residents face an additional city income tax of 3.078%–3.876%, making the combined top rate over 14.7% — the highest in the nation.
New York does not tax Social Security benefits but taxes most other retirement income. The state offers a $20,000 pension exclusion for public pension income for residents age 59.5+.
The "convenience of the employer" rule means non-residents who work remotely for a NY employer may owe NY tax even if they never set foot in the state, a unique and controversial policy.
Frequently Asked Questions
- How does New York's progressive income tax work?
- New York uses a progressive (graduated) income tax system with multiple tax brackets. Only the income within each bracket is taxed at that bracket's rate, so moving into a higher bracket doesn't increase the tax on your lower income.
- What are the New York tax brackets for 2026?
- New York has multiple income tax brackets for 2026. Use our calculator above to see exactly which brackets apply to your income and how much you'll owe in state taxes.
- Does New York have a standard deduction?
- Yes. The New York standard deduction is $8,000 for single filers and $16,050 for married filing jointly.
- How do I calculate my total New York tax bill?
- Your total tax includes federal income tax (10%–37%), Social Security (6.2% on the first $176,100), Medicare (1.45%), and New York state income tax. Use our free calculator above for an instant breakdown.
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