Amica Mutual Auto Insurance Review
Drivers who prioritize top-tier customer service and are willing to pay slightly more for a mutual insurer that returns dividends.
Founded
1907
Headquarters
Lincoln, RI
Market Share
0.5%
Avg. Annual Premium
$1,900
Financial Strength
Customer Rating
Website
amica.com
Coverage Options
Amica Mutual offers the following auto insurance coverage types. Availability may vary by state.
Available Discounts
Amica Mutual offers 9 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.
Pros and Cons
Pros
- Among the highest customer satisfaction ratings in the industry
- Mutual company that pays dividends to policyholders
- Platinum Choice auto policy offers premium coverage
- Exceptional claims process and customer service
Cons
- Premiums are higher than budget insurers
- Not available in Alaska or Hawaii
- Smaller agent network compared to major carriers
Who Is Amica Mutual Best For?
Drivers who prioritize top-tier customer service and are willing to pay slightly more for a mutual insurer that returns dividends.
Related Tools
Use these free calculators to estimate your auto insurance costs and compare coverage options.
Auto Insurance Calculator
Estimate your annual premium based on your driver profile, vehicle, and state.
CalculatorRate Stress Test
See how tickets, accidents, or credit changes would impact your rate.
CalculatorCoverage Builder
Build a custom coverage package and see how each option affects your premium.
CalculatorDeductible Optimizer
Find the deductible sweet spot that minimizes your total insurance costs.
Compare Auto Insurance Quotes
The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Amica Mutual and see how it stacks up.
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