Wawanesa Auto Insurance Review
California and Oregon drivers with clean records who want some of the lowest auto insurance rates available.
Founded
1896
Headquarters
San Diego, CA
Market Share
0.3%
Avg. Annual Premium
$1,500
Financial Strength
Customer Rating
Website
wawanesa.com
Coverage Options
Wawanesa offers the following auto insurance coverage types. Availability may vary by state.
Available Discounts
Wawanesa offers 8 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.
Pros and Cons
Pros
- Among the lowest rates in California and Oregon
- Mutual company focused on policyholder value, not shareholder profit
- High customer satisfaction ratings
- Clean driving record requirements keep pool risk low
Cons
- Only available in California and Oregon
- Strict underwriting may disqualify some drivers
- Limited coverage add-on options
Who Is Wawanesa Best For?
California and Oregon drivers with clean records who want some of the lowest auto insurance rates available.
Related Tools
Use these free calculators to estimate your auto insurance costs and compare coverage options.
Auto Insurance Calculator
Estimate your annual premium based on your driver profile, vehicle, and state.
CalculatorRate Stress Test
See how tickets, accidents, or credit changes would impact your rate.
CalculatorCoverage Builder
Build a custom coverage package and see how each option affects your premium.
CalculatorDeductible Optimizer
Find the deductible sweet spot that minimizes your total insurance costs.
Compare Auto Insurance Quotes
The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Wawanesa and see how it stacks up.
Estimate Your Rate