Alabama Auto Insurance Calculator 2026
Estimate your auto insurance premium in Alabama (AL). Alabama rates are 12% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
Alabama Auto Insurance Overview
Alabama drivers pay approximately 12% more than the national average for auto insurance. The state premium factor is 1.12x relative to the national baseline.
Alabama Minimum Coverage Requirements
Alabama requires minimum liability coverage of 25/50/25 ($25,000/$50,000 bodily injury, $25,000 property damage).
Note: Tort state
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