Arkansas Auto Insurance Calculator 2026
Estimate your auto insurance premium in Arkansas (AR). Arkansas rates are 10% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
Arkansas Auto Insurance Overview
Arkansas drivers pay approximately 10% more than the national average for auto insurance. The state premium factor is 1.10x relative to the national baseline.
Arkansas Minimum Coverage Requirements
Arkansas requires minimum liability coverage of 25/50/25 ($25,000/$50,000 bodily injury, $25,000 property damage).
Arkansas requires Personal Injury Protection (PIP) with a minimum of $5,000.
Note: Tort state; PIP required with medical payments
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