California Auto Insurance Calculator 2026
Estimate your auto insurance premium in California (CA). California rates are 13% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
California Auto Insurance Overview
California drivers pay approximately 13% more than the national average for auto insurance. The state premium factor is 1.13x relative to the national baseline.
California Minimum Coverage Requirements
California requires minimum liability coverage of 15/30/5 ($15,000/$30,000 bodily injury, $5,000 property damage).
California requires uninsured/underinsured motorist (UM/UIM) coverage.
Note: Tort state; uninsured motorist coverage required unless waived in writing
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