Delaware Auto Insurance Calculator 2026

Estimate your auto insurance premium in Delaware (DE). Delaware rates are 18% above the national average. Enter your details below for a personalized estimate.

Driver Profile

Ages 16-100

Coverage & Vehicle

Average is ~12,000 miles/year

Fill in your details to see your estimated auto insurance premium

Delaware Auto Insurance Overview

Delaware drivers pay approximately 18% more than the national average for auto insurance. The state premium factor is 1.18x relative to the national baseline.

Delaware Minimum Coverage Requirements

Delaware requires minimum liability coverage of 25/50/10 ($25,000/$50,000 bodily injury, $10,000 property damage).

Delaware requires Personal Injury Protection (PIP) with a minimum of $15,000.

Note: No-fault state; PIP required

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