Delaware Auto Insurance Calculator 2026
Estimate your auto insurance premium in Delaware (DE). Delaware rates are 18% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
Delaware Auto Insurance Overview
Delaware drivers pay approximately 18% more than the national average for auto insurance. The state premium factor is 1.18x relative to the national baseline.
Delaware Minimum Coverage Requirements
Delaware requires minimum liability coverage of 25/50/10 ($25,000/$50,000 bodily injury, $10,000 property damage).
Delaware requires Personal Injury Protection (PIP) with a minimum of $15,000.
Note: No-fault state; PIP required
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