Kansas Auto Insurance Calculator 2026
Estimate your auto insurance premium in Kansas (KS). Kansas rates are 8% below the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
Kansas Auto Insurance Overview
Kansas drivers pay approximately 8% less than the national average for auto insurance. The state premium factor is 0.92x relative to the national baseline.
Kansas Minimum Coverage Requirements
Kansas requires minimum liability coverage of 25/50/25 ($25,000/$50,000 bodily injury, $25,000 property damage).
Kansas requires Personal Injury Protection (PIP) with a minimum of $4,500.
Note: No-fault state; PIP required
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