Maine Auto Insurance Calculator 2026
Estimate your auto insurance premium in Maine (ME). Maine rates are 28% below the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
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Maine Auto Insurance Overview
Maine drivers pay approximately 28% less than the national average for auto insurance. The state premium factor is 0.72x relative to the national baseline.
Maine Minimum Coverage Requirements
Maine requires minimum liability coverage of 50/100/25 ($50,000/$100,000 bodily injury, $25,000 property damage).
Maine requires Personal Injury Protection (PIP) with a minimum of $2,000.
Maine requires uninsured/underinsured motorist (UM/UIM) coverage.
Note: Tort state; UM required; MedPay required
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