Maryland Auto Insurance Calculator 2026
Estimate your auto insurance premium in Maryland (MD). Maryland rates are 17% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
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Maryland Auto Insurance Overview
Maryland drivers pay approximately 17% more than the national average for auto insurance. The state premium factor is 1.17x relative to the national baseline.
Maryland Minimum Coverage Requirements
Maryland requires minimum liability coverage of 30/60/15 ($30,000/$60,000 bodily injury, $15,000 property damage).
Maryland requires Personal Injury Protection (PIP) with a minimum of $2,500.
Maryland requires uninsured/underinsured motorist (UM/UIM) coverage.
Note: Tort state; UM/UIM and PIP required
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