Massachusetts Auto Insurance Calculator 2026
Estimate your auto insurance premium in Massachusetts (MA). Massachusetts rates are 4% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
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Massachusetts Auto Insurance Overview
Massachusetts drivers pay approximately 4% more than the national average for auto insurance. The state premium factor is 1.04x relative to the national baseline.
Massachusetts Minimum Coverage Requirements
Massachusetts requires minimum liability coverage of 20/40/5 ($20,000/$40,000 bodily injury, $5,000 property damage).
Massachusetts requires Personal Injury Protection (PIP) with a minimum of $8,000.
Massachusetts requires uninsured/underinsured motorist (UM/UIM) coverage.
Note: No-fault state; PIP and UM required
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