New Hampshire Auto Insurance Calculator 2026
Estimate your auto insurance premium in New Hampshire (NH). New Hampshire rates are 20% below the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
New Hampshire Auto Insurance Overview
New Hampshire drivers pay approximately 20% less than the national average for auto insurance. The state premium factor is 0.80x relative to the national baseline.
New Hampshire Minimum Coverage Requirements
New Hampshire requires minimum liability coverage of 25/50/25 ($25,000/$50,000 bodily injury, $25,000 property damage).
New Hampshire requires uninsured/underinsured motorist (UM/UIM) coverage.
Note: Tort state; no mandatory insurance but financial responsibility required; UM required if insured
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