Pennsylvania Auto Insurance Calculator 2026
Estimate your auto insurance premium in Pennsylvania (PA). Pennsylvania rates are 2% above the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
Fill in your details to see your estimated auto insurance premium
Pennsylvania Auto Insurance Overview
Pennsylvania drivers pay approximately 2% more than the national average for auto insurance. The state premium factor is 1.02x relative to the national baseline.
Pennsylvania Minimum Coverage Requirements
Pennsylvania requires minimum liability coverage of 15/30/5 ($15,000/$30,000 bodily injury, $5,000 property damage).
Pennsylvania requires Personal Injury Protection (PIP) with a minimum of $5,000.
Note: Choice no-fault state; PIP required; limited or full tort option
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