Vermont Auto Insurance Calculator 2026
Estimate your auto insurance premium in Vermont (VT). Vermont rates are 26% below the national average. Enter your details below for a personalized estimate.
Driver Profile
Ages 16-100
Coverage & Vehicle
Average is ~12,000 miles/year
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Vermont Auto Insurance Overview
Vermont drivers pay approximately 26% less than the national average for auto insurance. The state premium factor is 0.74x relative to the national baseline.
Vermont Minimum Coverage Requirements
Vermont requires minimum liability coverage of 25/50/10 ($25,000/$50,000 bodily injury, $10,000 property damage).
Vermont requires uninsured/underinsured motorist (UM/UIM) coverage.
Note: Tort state; UM/UIM required
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