Wisconsin Auto Insurance Calculator 2026

Estimate your auto insurance premium in Wisconsin (WI). Wisconsin rates are 17% below the national average. Enter your details below for a personalized estimate.

Driver Profile

Ages 16-100

Coverage & Vehicle

Average is ~12,000 miles/year

Fill in your details to see your estimated auto insurance premium

Wisconsin Auto Insurance Overview

Wisconsin drivers pay approximately 17% less than the national average for auto insurance. The state premium factor is 0.83x relative to the national baseline.

Wisconsin Minimum Coverage Requirements

Wisconsin requires minimum liability coverage of 25/50/10 ($25,000/$50,000 bodily injury, $10,000 property damage).

Wisconsin requires uninsured/underinsured motorist (UM/UIM) coverage.

Note: Tort state; UM required

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