North Carolina Capital Gains Tax Calculator 2026
Calculate your capital gains tax on investments in North Carolina (NC). North Carolina has a 4.5% flat state income tax that also applies to capital gains. Enter your investment details to see your estimated federal and state tax.
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North Carolina Capital Gains Tax Overview
North Carolina taxes capital gains as part of its state income tax. The state applies a flat rate of 4.5% to capital gains income. This is in addition to federal capital gains tax and potentially the 3.8% NIIT.
To minimize your combined tax burden, consider holding investments for more than one year to qualify for lower federal long-term capital gains rates, and explore tax-loss harvesting to offset gains with losses.
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