Idaho Cost of Living 2026

Here is how Idaho compares to the national average across major spending categories. An index above 100 means the category is more expensive than average, while below 100 means it is more affordable.

Key Takeaways for Idaho

• Housing (96.4): Housing costs are slightly below the national average, making Idaho a moderately affordable option for homebuyers and renters.
• Groceries (95.1): Grocery prices are close to the national average with minimal impact on your budget.
• Transportation (96.2): Transportation costs are near the national average.
• Healthcare (94.8): Healthcare costs are below the national average, which can be a significant advantage for families and retirees.
• Utilities (88.6): Utility costs are below the national average, helping to keep monthly expenses manageable.

Biggest Factor in Idaho

The most expensive category in Idaho relative to national averages is Housing at an index of 96.4, while the most affordable is Utilities at 88.6.