Indiana Cost of Living 2026

Here is how Indiana compares to the national average across major spending categories. An index above 100 means the category is more expensive than average, while below 100 means it is more affordable.

Key Takeaways for Indiana

• Housing (78.4): Housing costs are well below the national average, making Indiana one of the more affordable states for housing.
• Groceries (95.6): Grocery prices are close to the national average with minimal impact on your budget.
• Transportation (95.3): Transportation costs are near the national average.
• Healthcare (96.2): Healthcare costs are near the national average.
• Utilities (96.5): Utility costs are near the national average.

Biggest Factor in Indiana

The most expensive category in Indiana relative to national averages is Utilities at an index of 96.5, while the most affordable is Housing at 78.4. The low housing costs are a major advantage for Indiana residents, allowing for more disposable income compared to high-cost states.