Minnesota Cost of Living 2026

Here is how Minnesota compares to the national average across major spending categories. An index above 100 means the category is more expensive than average, while below 100 means it is more affordable.

Key Takeaways for Minnesota

• Housing (93.8): Housing costs are slightly below the national average, making Minnesota a moderately affordable option for homebuyers and renters.
• Groceries (99.6): Grocery prices are close to the national average with minimal impact on your budget.
• Transportation (98.4): Transportation costs are near the national average.
• Healthcare (103.2): Healthcare costs are near the national average.
• Utilities (96.8): Utility costs are near the national average.

Biggest Factor in Minnesota

The most expensive category in Minnesota relative to national averages is Healthcare at an index of 103.2, while the most affordable is Housing at 93.8.