Missouri Cost of Living 2026

The cost of living in Missouri (MO) has an overall index of 89.8 (100 = national average), making it significantly more affordable than the national average. Use the calculator below to compare Missouri to any other state and see how far your dollar goes.

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Missouri Cost of Living Breakdown

Here is how Missouri compares to the national average across major spending categories. An index above 100 means the category is more expensive than average, while below 100 means it is more affordable.

CategoryMissouriNational AvgDifference
Overall89.8100.0-10.2
Housing75.4100.0-24.6
Groceries95.6100.0-4.4
Transportation94.8100.0-5.2
Healthcare93.7100.0-6.3
Utilities97.2100.0-2.8

Key Takeaways for Missouri

  • Housing (75.4): Housing costs are well below the national average, making Missouri one of the more affordable states for housing.
  • Groceries (95.6): Grocery prices are close to the national average with minimal impact on your budget.
  • Transportation (94.8): Transportation costs are below the national average.
  • Healthcare (93.7): Healthcare costs are below the national average, which can be a significant advantage for families and retirees.
  • Utilities (97.2): Utility costs are near the national average.

Biggest Factor in Missouri

The most expensive category in Missouri relative to national averages is Utilities at an index of 97.2, while the most affordable is Housing at 75.4. The low housing costs are a major advantage for Missouri residents, allowing for more disposable income compared to high-cost states.

Cost of Living by City in Missouri

Explore city-level cost of living data for Missouri.

Cost of Living by ZIP Code in Missouri

Advertiser Disclosure: Some of the products featured on this page are from our partners who may compensate us. This may influence which products we write about and where they appear on the page. However, this does not influence our evaluations. Our opinions are our own.

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