Rhode Island Cost of Living 2026

Here is how Rhode Island compares to the national average across major spending categories. An index above 100 means the category is more expensive than average, while below 100 means it is more affordable.

Key Takeaways for Rhode Island

• Housing (112.8): Housing costs in Rhode Island are significantly above the national average. This is typically the largest factor in overall cost of living differences.
• Groceries (103.4): Grocery prices are close to the national average with minimal impact on your budget.
• Transportation (104.6): Transportation costs are near the national average.
• Healthcare (112.6): Healthcare costs are above average. Factor in higher insurance premiums and out-of-pocket costs when budgeting.
• Utilities (119.4): Utility costs are well above average. Climate and energy infrastructure contribute to higher bills.

Biggest Factor in Rhode Island

The most expensive category in Rhode Island relative to national averages is Utilities at an index of 119.4, while the most affordable is Groceries at 103.4.