Vermont Cost of Living 2026
The cost of living in Vermont (VT) has an overall index of 104.6 (100 = national average), making it moderately more expensive than the national average. Use the calculator below to compare Vermont to any other state and see how far your dollar goes.
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Vermont Cost of Living Breakdown
Here is how Vermont compares to the national average across major spending categories. An index above 100 means the category is more expensive than average, while below 100 means it is more affordable.
| Category | Vermont | National Avg | Difference |
|---|---|---|---|
| Overall | 104.6 | 100.0 | +4.6 |
| Housing | 107.4 | 100.0 | +7.4 |
| Groceries | 104.8 | 100.0 | +4.8 |
| Transportation | 103.2 | 100.0 | +3.2 |
| Healthcare | 110.8 | 100.0 | +10.8 |
| Utilities | 112.6 | 100.0 | +12.6 |
Key Takeaways for Vermont
- Housing (107.4): Housing costs are slightly above the national average. Look for areas within Vermont where housing may be more affordable.
- Groceries (104.8): Grocery prices are close to the national average with minimal impact on your budget.
- Transportation (103.2): Transportation costs are near the national average.
- Healthcare (110.8): Healthcare costs are above average. Factor in higher insurance premiums and out-of-pocket costs when budgeting.
- Utilities (112.6): Utility costs are well above average. Climate and energy infrastructure contribute to higher bills.
Biggest Factor in Vermont
The most expensive category in Vermont relative to national averages is Utilities at an index of 112.6, while the most affordable is Transportation at 103.2.
Cost of Living by ZIP Code in Vermont
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