New Jersey Earned Income Tax Credit Calculator 2026
Calculate your Earned Income Tax Credit in New Jersey (NJ). New Jersey offers its own state EITC worth up to 40% of the federal credit (refundable). Enter your income and family details to estimate your credit.
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New Jersey EITC Overview
New Jersey is one of the states that offers its own Earned Income Tax Credit on top of the federal EITC. The New Jersey state EITC is worth up to 40% of your federal credit amount and is refundable.
Because the New Jersey EITC is refundable, you can receive the credit even if you owe no state income tax. This means qualifying residents can receive both a federal EITC refund and a New Jersey state EITC refund. For a worker with three or more children receiving the maximum federal EITC of $7,830, the state credit could add up to $3,132 in additional benefits.
To claim the New Jersey state EITC, you must first qualify for the federal Earned Income Tax Credit. File your New Jersey state tax return and claim the state credit on the appropriate line or schedule. The state credit is typically calculated automatically when you file using tax software.
2025 Federal EITC Quick Reference
| Children | Max Credit | Income Limit (Single) | Income Limit (Married) |
|---|---|---|---|
| 0 | $632 | $18,591 | $25,511 |
| 1 | $4,213 | $49,084 | $56,004 |
| 2 | $6,960 | $55,768 | $62,688 |
| 3+ | $7,830 | $59,899 | $66,819 |
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