Home Affordability in Victorville, CA
The median home price in Victorville is $370,000 with a median household income of $47,621. Housing is significantly stretched relative to local incomes.
Median Home Price
$370,000
Median Income
$47,621
Price-to-Income Ratio
7.8x
Est. Affordable Home
$185,000
Property Tax Rate
0.90%
Annual Property Tax
$3,330
Sales Tax Rate
8.75%
Cost of Living Index
95
Buying a Home in Victorville
Based on the 28% rule (spending no more than 28% of gross income on housing), a household earning the median income of $47,621 in Victorville can afford a monthly housing payment of approximately $1,111. This translates to a home price of roughly $185,000, which is below the median home price of $370,000 — many households may need a higher income, larger down payment, or should consider more affordable neighborhoods.
Property taxes on a median-priced home in Victorville would be approximately $3,330 per year ($277/month) at the effective rate of 0.90%.
Down Payment Scenarios
| Down Payment | Amount | Loan Amount | PMI Required |
|---|---|---|---|
| 3% | $11,100 | $358,900 | Yes |
| 5% | $18,500 | $351,500 | Yes |
| 10% | $37,000 | $333,000 | Yes |
| 20% | $74,000 | $296,000 | No |
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