Home Affordability in 12201
Albany, NY — Albany County
The median home price in ZIP code 12201 (Albany) is $235,000 with a median household income of $52,000. The price-to-income ratio is 4.5x.
Median Home Price
$235,000
Median Income
$52,000
Price-to-Income
4.5x
Est. Affordable Home
$202,000
Property Tax Rate
2.18%
Annual Property Tax
$5,123
Cost of Living
98
Metro Area
Albany MSA
Down Payment Scenarios for ZIP 12201
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $7,050 | $227,950 | Yes |
| 5% | $11,750 | $223,250 | Yes |
| 10% | $23,500 | $211,500 | Yes |
| 20% | $47,000 | $188,000 | No |
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