Home Affordability in 22901
Charlottesville, VA — Albemarle County
The median home price in ZIP code 22901 (Charlottesville) is $395,000 with a median household income of $58,000. The price-to-income ratio is 6.8x.
Median Home Price
$395,000
Median Income
$58,000
Price-to-Income
6.8x
Est. Affordable Home
$226,000
Property Tax Rate
0.78%
Annual Property Tax
$3,081
Cost of Living
105
Metro Area
Charlottesville MSA
Down Payment Scenarios for ZIP 22901
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $11,850 | $383,150 | Yes |
| 5% | $19,750 | $375,250 | Yes |
| 10% | $39,500 | $355,500 | Yes |
| 20% | $79,000 | $316,000 | No |
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