Home Affordability in 46601
South Bend, IN — St. Joseph County
The median home price in ZIP code 46601 (South Bend) is $145,000 with a median household income of $42,000. The price-to-income ratio is 3.5x.
Median Home Price
$145,000
Median Income
$42,000
Price-to-Income
3.5x
Est. Affordable Home
$163,000
Property Tax Rate
0.88%
Annual Property Tax
$1,276
Cost of Living
82
Metro Area
South Bend MSA
Down Payment Scenarios for ZIP 46601
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $4,350 | $140,650 | Yes |
| 5% | $7,250 | $137,750 | Yes |
| 10% | $14,500 | $130,500 | Yes |
| 20% | $29,000 | $116,000 | No |
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