Home Affordability in 55101
St. Paul, MN — Ramsey County
The median home price in ZIP code 55101 (St. Paul) is $285,000 with a median household income of $55,000. The price-to-income ratio is 5.2x.
Median Home Price
$285,000
Median Income
$55,000
Price-to-Income
5.2x
Est. Affordable Home
$214,000
Property Tax Rate
1.20%
Annual Property Tax
$3,420
Cost of Living
100
Metro Area
Minneapolis MSA
Down Payment Scenarios for ZIP 55101
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $8,550 | $276,450 | Yes |
| 5% | $14,250 | $270,750 | Yes |
| 10% | $28,500 | $256,500 | Yes |
| 20% | $57,000 | $228,000 | No |
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