Home Affordability in 56301
St. Cloud, MN — Stearns County
The median home price in ZIP code 56301 (St. Cloud) is $225,000 with a median household income of $48,000. The price-to-income ratio is 4.7x.
Median Home Price
$225,000
Median Income
$48,000
Price-to-Income
4.7x
Est. Affordable Home
$187,000
Property Tax Rate
1.12%
Annual Property Tax
$2,520
Cost of Living
90
Metro Area
St. Cloud MSA
Down Payment Scenarios for ZIP 56301
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $6,750 | $218,250 | Yes |
| 5% | $11,250 | $213,750 | Yes |
| 10% | $22,500 | $202,500 | Yes |
| 20% | $45,000 | $180,000 | No |
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