Home Affordability in 63301
St. Charles, MO — St. Charles County
The median home price in ZIP code 63301 (St. Charles) is $285,000 with a median household income of $72,000. The price-to-income ratio is 4.0x.
Median Home Price
$285,000
Median Income
$72,000
Price-to-Income
4.0x
Est. Affordable Home
$280,000
Property Tax Rate
0.94%
Annual Property Tax
$2,679
Cost of Living
95
Metro Area
St. Louis MSA
Down Payment Scenarios for ZIP 63301
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $8,550 | $276,450 | Yes |
| 5% | $14,250 | $270,750 | Yes |
| 10% | $28,500 | $256,500 | Yes |
| 20% | $57,000 | $228,000 | No |
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