Home Affordability in 93101
Santa Barbara, CA — Santa Barbara County
The median home price in ZIP code 93101 (Santa Barbara) is $1,150,000 with a median household income of $72,000. The price-to-income ratio is 16.0x.
Median Home Price
$1,150,000
Median Income
$72,000
Price-to-Income
16.0x
Est. Affordable Home
$280,000
Property Tax Rate
0.64%
Annual Property Tax
$7,360
Cost of Living
172
Metro Area
Santa Barbara MSA
Down Payment Scenarios for ZIP 93101
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $34,500 | $1,115,500 | Yes |
| 5% | $57,500 | $1,092,500 | Yes |
| 10% | $115,000 | $1,035,000 | Yes |
| 20% | $230,000 | $920,000 | No |
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