Home Affordability in 95814
Sacramento, CA — Sacramento County
The median home price in ZIP code 95814 (Sacramento) is $465,000 with a median household income of $62,000. The price-to-income ratio is 7.5x.
Median Home Price
$465,000
Median Income
$62,000
Price-to-Income
7.5x
Est. Affordable Home
$241,000
Property Tax Rate
0.76%
Annual Property Tax
$3,534
Cost of Living
115
Metro Area
Sacramento MSA
Down Payment Scenarios for ZIP 95814
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $13,950 | $451,050 | Yes |
| 5% | $23,250 | $441,750 | Yes |
| 10% | $46,500 | $418,500 | Yes |
| 20% | $93,000 | $372,000 | No |
Get a Personalized Estimate
Use our Home Affordability Calculator with your actual income, debts, and down payment.
Calculate Now