Home Affordability in 96740
Kailua-Kona, HI — Hawaii County
The median home price in ZIP code 96740 (Kailua-Kona) is $695,000 with a median household income of $72,000. The price-to-income ratio is 9.7x.
Median Home Price
$695,000
Median Income
$72,000
Price-to-Income
9.7x
Est. Affordable Home
$280,000
Property Tax Rate
0.32%
Annual Property Tax
$2,224
Cost of Living
175
Metro Area
Hilo MSA
Down Payment Scenarios for ZIP 96740
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $20,850 | $674,150 | Yes |
| 5% | $34,750 | $660,250 | Yes |
| 10% | $69,500 | $625,500 | Yes |
| 20% | $139,000 | $556,000 | No |
Get a Personalized Estimate
Use our Home Affordability Calculator with your actual income, debts, and down payment.
Calculate Now