Home Affordability in 97401
Eugene, OR — Lane County
The median home price in ZIP code 97401 (Eugene) is $385,000 with a median household income of $48,000. The price-to-income ratio is 8.0x.
Median Home Price
$385,000
Median Income
$48,000
Price-to-Income
8.0x
Est. Affordable Home
$187,000
Property Tax Rate
1.02%
Annual Property Tax
$3,927
Cost of Living
112
Metro Area
Eugene MSA
Down Payment Scenarios for ZIP 97401
| Down Payment | Amount | Loan Amount | PMI |
|---|---|---|---|
| 3% | $11,550 | $373,450 | Yes |
| 5% | $19,250 | $365,750 | Yes |
| 10% | $38,500 | $346,500 | Yes |
| 20% | $77,000 | $308,000 | No |
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