New Hampshire Mortgage Calculator 2026

The average effective property tax rate in New Hampshire is 1.86%. This is above the national average of about 1.10%, meaning property taxes add significantly to your monthly mortgage payment in New Hampshire. On a $350,000 home, you would pay approximately $543 per month in property taxes alone.

Your total monthly mortgage payment in New Hampshire includes principal, interest, property taxes, homeowners insurance, and PMI if your down payment is less than 20%. Many lenders require these costs to be escrowed into your monthly payment, so it is important to account for all components when budgeting for a home.

New Hampshire homeowners should also consider that property tax rates can vary significantly by county and municipality. The rate shown here is a statewide average. Check with your local tax assessor for the exact rate in your area.