Liberty Mutual Auto Insurance Review
Drivers who want unique coverage features like Better Car Replacement and are willing to pay a premium for comprehensive protection.
Founded
1912
Headquarters
Boston, MA
Market Share
4.9%
Avg. Annual Premium
$2,200
Financial Strength
Customer Rating
Website
libertymutual.com
Coverage Options
Liberty Mutual offers the following auto insurance coverage types. Availability may vary by state.
Available Discounts
Liberty Mutual offers 9 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.
Pros and Cons
Pros
- Better Car Replacement gives you a model one year newer
- Offers unique coverage options not found elsewhere
- RightTrack usage-based program for safe drivers
- Strong accident forgiveness program
Cons
- Generally higher premiums than competitors
- Customer satisfaction ratings below industry average
- Rate increases after claims can be steep
Who Is Liberty Mutual Best For?
Drivers who want unique coverage features like Better Car Replacement and are willing to pay a premium for comprehensive protection.
Related Tools
Use these free calculators to estimate your auto insurance costs and compare coverage options.
Auto Insurance Calculator
Estimate your annual premium based on your driver profile, vehicle, and state.
CalculatorRate Stress Test
See how tickets, accidents, or credit changes would impact your rate.
CalculatorCoverage Builder
Build a custom coverage package and see how each option affects your premium.
CalculatorDeductible Optimizer
Find the deductible sweet spot that minimizes your total insurance costs.
Compare Auto Insurance Quotes
The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Liberty Mutual and see how it stacks up.
Estimate Your Rate