Farmers Insurance Auto Insurance Review

Drivers who value personal agent relationships and want a traditional insurance experience with broad coverage options.

Founded

1928

Headquarters

Woodland Hills, CA

Market Share

4.1%

Avg. Annual Premium

$2,050

Financial Strength

A.M. Best: A

Customer Rating

3.9 / 5.0

Website

farmers.com

Coverage Options

Farmers Insurance offers the following auto insurance coverage types. Availability may vary by state.

Liability
Collision
Comprehensive
Uninsured motorist
Medical payments
Rental reimbursement
Roadside assistance
Rideshare coverage
Glass coverage
New car pledge

Available Discounts

Farmers Insurance offers 10 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.

Multi-policy bundleGood driverGood studentMature driverAnti-theft deviceMulti-vehicleDistant studentHomeownerE-billingSignal (usage-based)

Pros and Cons

Pros

  • Dedicated agent model with personalized service
  • Wide availability across the US
  • Signal telematics program for usage-based discounts
  • Comprehensive glass coverage options

Cons

  • Premiums tend to be above the national average
  • Online experience is less polished than direct insurers
  • Limited availability in some northeastern states

Who Is Farmers Insurance Best For?

Drivers who value personal agent relationships and want a traditional insurance experience with broad coverage options.

Avg. $2,050/yearA.M. Best A3.9/5 customer rating

Related Tools

Use these free calculators to estimate your auto insurance costs and compare coverage options.

Compare Auto Insurance Quotes

The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Farmers Insurance and see how it stacks up.

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