Nationwide Auto Insurance Review

Safe drivers who want rewards for claim-free years and appreciate the vanishing deductible feature.

Founded

1926

Headquarters

Columbus, OH

Market Share

3.4%

Avg. Annual Premium

$1,900

Financial Strength

A.M. Best: A+

Customer Rating

4.0 / 5.0

Website

nationwide.com

Coverage Options

Nationwide offers the following auto insurance coverage types. Availability may vary by state.

Liability
Collision
Comprehensive
Uninsured motorist
Medical payments
Rental reimbursement
Roadside assistance
Vanishing deductible
Gap coverage
Total loss deductible waiver

Available Discounts

Nationwide offers 10 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.

Multi-policy bundleGood driverGood studentSmartRide (usage-based)Anti-theft deviceMulti-vehiclePaperlessFarm Bureau memberAccident-freePaid in full

Pros and Cons

Pros

  • Vanishing deductible rewards safe driving over time
  • On Your Side accident forgiveness included
  • SmartRide telematics program for safe drivers
  • Strong financial stability and broad coverage options

Cons

  • Not available in all states for all products
  • Agent availability varies by region
  • Website and app could be more user-friendly

Who Is Nationwide Best For?

Safe drivers who want rewards for claim-free years and appreciate the vanishing deductible feature.

Avg. $1,900/yearA.M. Best A+4/5 customer rating

Related Tools

Use these free calculators to estimate your auto insurance costs and compare coverage options.

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The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Nationwide and see how it stacks up.

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