Mercury Insurance Auto Insurance Review

California and Southwest drivers looking for affordable, straightforward auto insurance without extra frills.

Founded

1962

Headquarters

Los Angeles, CA

Market Share

1%

Avg. Annual Premium

$1,700

Financial Strength

A.M. Best: A

Customer Rating

3.9 / 5.0

Website

mercuryinsurance.com

Coverage Options

Mercury Insurance offers the following auto insurance coverage types. Availability may vary by state.

Liability
Collision
Comprehensive
Uninsured motorist
Medical payments
Rental reimbursement
Roadside assistance
Gap coverage
Rideshare coverage

Available Discounts

Mercury Insurance offers 9 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.

Multi-policy bundleGood driverGood studentMulti-vehicleAnti-theft deviceAirbagsNew vehiclePaid in fullHomeowner

Pros and Cons

Pros

  • Very competitive rates in California and other operating states
  • Strong reputation for affordable coverage
  • Straightforward policy options without unnecessary complexity
  • Offers both agent and direct purchasing options

Cons

  • Available in only 11 states
  • Customer service ratings are average
  • Fewer coverage add-ons than national carriers

Who Is Mercury Insurance Best For?

California and Southwest drivers looking for affordable, straightforward auto insurance without extra frills.

Avg. $1,700/yearA.M. Best A3.9/5 customer rating

Related Tools

Use these free calculators to estimate your auto insurance costs and compare coverage options.

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The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Mercury Insurance and see how it stacks up.

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