The Hartford (AARP) Auto Insurance Review
AARP members aged 50 and over who want specialized coverage, lifetime renewability, and competitive senior rates.
Founded
1810
Headquarters
Hartford, CT
Market Share
1.3%
Avg. Annual Premium
$1,750
Financial Strength
Customer Rating
Website
thehartford.com
Coverage Options
The Hartford (AARP) offers the following auto insurance coverage types. Availability may vary by state.
Available Discounts
The Hartford (AARP) offers 9 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.
Pros and Cons
Pros
- Exclusive AARP member rates are highly competitive for 50+
- Lifetime renewability means they cannot cancel for age or claims
- RecoverCare covers household help during recovery from an accident
- Over 200 years of insurance experience
Cons
- Best rates require AARP membership (50+)
- Not competitive for younger drivers
- Limited agent network (primarily phone and online)
Who Is The Hartford (AARP) Best For?
AARP members aged 50 and over who want specialized coverage, lifetime renewability, and competitive senior rates.
Related Tools
Use these free calculators to estimate your auto insurance costs and compare coverage options.
Auto Insurance Calculator
Estimate your annual premium based on your driver profile, vehicle, and state.
CalculatorRate Stress Test
See how tickets, accidents, or credit changes would impact your rate.
CalculatorCoverage Builder
Build a custom coverage package and see how each option affects your premium.
CalculatorDeductible Optimizer
Find the deductible sweet spot that minimizes your total insurance costs.
Compare Auto Insurance Quotes
The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with The Hartford (AARP) and see how it stacks up.
Estimate Your Rate