CSAA Insurance (AAA) Auto Insurance Review

AAA members who want to leverage their membership for insurance discounts and built-in roadside assistance.

Founded

1914

Headquarters

Walnut Creek, CA

Market Share

1.5%

Avg. Annual Premium

$1,850

Financial Strength

A.M. Best: A

Customer Rating

4.1 / 5.0

Website

csaa-insurance.aaa.com

Coverage Options

CSAA Insurance (AAA) offers the following auto insurance coverage types. Availability may vary by state.

Liability
Collision
Comprehensive
Uninsured motorist
Medical payments
Rental reimbursement
Roadside assistance (AAA included)
Identity theft monitoring
Gap coverage

Available Discounts

CSAA Insurance (AAA) offers 10 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.

AAA membershipMulti-policy bundleGood driverGood studentMulti-vehicleAnti-theft deviceDefensive driving courseLoyaltyPaid in fullHomeowner

Pros and Cons

Pros

  • AAA membership includes premium roadside assistance
  • AAA members get additional policy discounts
  • Strong brand recognition and trust
  • Identity theft coverage option is a unique add-on

Cons

  • AAA membership required for best rates
  • Availability limited to certain AAA territories
  • Rates can be higher than direct competitors

Who Is CSAA Insurance (AAA) Best For?

AAA members who want to leverage their membership for insurance discounts and built-in roadside assistance.

Avg. $1,850/yearA.M. Best A4.1/5 customer rating

Related Tools

Use these free calculators to estimate your auto insurance costs and compare coverage options.

Compare Auto Insurance Quotes

The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with CSAA Insurance (AAA) and see how it stacks up.

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