Auto-Owners Insurance Auto Insurance Review
Drivers in the Midwest and South who prefer independent agents and want a financially top-rated, service-oriented insurer.
Founded
1916
Headquarters
Lansing, MI
Market Share
1.7%
Avg. Annual Premium
$1,600
Financial Strength
Customer Rating
Website
auto-owners.com
Coverage Options
Auto-Owners Insurance offers the following auto insurance coverage types. Availability may vary by state.
Available Discounts
Auto-Owners Insurance offers 9 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.
Pros and Cons
Pros
- Exceptionally strong financial rating (A++)
- Highly rated customer satisfaction
- Competitive pricing through independent agents
- Strong claims handling reputation
Cons
- Available in only 26 states
- No direct online purchasing or quoting
- Must work through an independent agent
Who Is Auto-Owners Insurance Best For?
Drivers in the Midwest and South who prefer independent agents and want a financially top-rated, service-oriented insurer.
Related Tools
Use these free calculators to estimate your auto insurance costs and compare coverage options.
Auto Insurance Calculator
Estimate your annual premium based on your driver profile, vehicle, and state.
CalculatorRate Stress Test
See how tickets, accidents, or credit changes would impact your rate.
CalculatorCoverage Builder
Build a custom coverage package and see how each option affects your premium.
CalculatorDeductible Optimizer
Find the deductible sweet spot that minimizes your total insurance costs.
Compare Auto Insurance Quotes
The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Auto-Owners Insurance and see how it stacks up.
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