Erie Insurance Auto Insurance Review

Mid-Atlantic and Midwest drivers who want top-rated customer service, rate stability, and affordable premiums.

Founded

1925

Headquarters

Erie, PA

Market Share

1.9%

Avg. Annual Premium

$1,550

Financial Strength

A.M. Best: A+

Customer Rating

4.5 / 5.0

Website

erieinsurance.com

Coverage Options

Erie Insurance offers the following auto insurance coverage types. Availability may vary by state.

Liability
Collision
Comprehensive
Uninsured motorist
Medical payments
Rental reimbursement
Roadside assistance
Rate lock (rate protector)
Pet coverage
Diminishing deductible

Available Discounts

Erie Insurance offers 9 discount programs that can significantly reduce your premium. Eligibility and discount amounts vary by state.

Multi-policy bundleGood driverGood studentMulti-vehicleAnti-theft devicePaid in fullNew vehicleYouth operatorFirst accident forgiveness

Pros and Cons

Pros

  • Consistently top-rated for customer satisfaction in its region
  • Rate Lock feature prevents premium increases
  • Below-average premiums with above-average service
  • First accident forgiveness included free

Cons

  • Only available in 12 states and DC (Mid-Atlantic and Midwest)
  • Limited online self-service tools
  • Must purchase through a local agent

Who Is Erie Insurance Best For?

Mid-Atlantic and Midwest drivers who want top-rated customer service, rate stability, and affordable premiums.

Avg. $1,550/yearA.M. Best A+4.5/5 customer rating

Related Tools

Use these free calculators to estimate your auto insurance costs and compare coverage options.

Compare Auto Insurance Quotes

The best way to find a lower rate is to compare quotes from multiple carriers. Use our calculator to estimate your premium with Erie Insurance and see how it stacks up.

Estimate Your Rate